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The HWT Framework

The complete HWT system, mapped in one place — 10 measured gauges (the Scorecard series) and 18 underlying skills across four tiers.

The System

One instrument, three gauges — HWT measures Health, Wealth, and Time as one connected system rather than three separate disciplines.

The Ten Gauges

Health Capital

Live

One System, Three Gauges

The overview of the whole scorecard series.

Coming

Three Checks, One Number

A functional-fitness self-assessment.

Coming

One Clock, Seven Nights

Sleep as a designed system.

Coming

Minutes, Not Workouts

Activity measured in minutes.

Wealth Capital

Coming

Freedom Over Possessions

Savings rate as a system-health gauge.

Coming

The Three Questions

Financial literacy, the Big Three.

Coming

Runway

Building real financial runway.

Time Capital

Coming

Discretionary Hours

The hours you actually control.

Coming

Time Legos

Time-blocking as a designed system.

Coming

The Gap Is The Finding

Reading the gap between felt and measured.

The Eighteen Skills

The skill-building layer beneath the gauges. All eighteen are fully specified here — none has its own page yet.

Tier One — Meta-Skills

Learning How to Learn

Self-Regulation

Metacognition

Emotion Regulation

Tier Two — Health Behavior

Sleep

Exercise

Nutrition Literacy

Stress Regulation

Tier Three — Wealth and Time Operating

Financial Literacy

Negotiation and Social Skill

Prioritization and Deliberate Focus

Boundary-Setting

Delegation and Automation

Tier Four — Identity Skills

Conceptual only on this page — no walkthroughs are ever made publicly available. Full depth is gated behind 1:1 coaching.

Identity Construction and Revision

Visualization and Mental Rehearsal

As If Experimentation

Narrative Re-Authoring

Future Self Modeling

Get the Scorecard

This page is intentionally not final — as each topic gets its own real, cited write-up, its status flips to Live and links here.

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